About the Course
This course develops practical investing literacy and long-term wealth-building skills for educators and the students they serve. Participants learn how markets work, how diversified portfolios are built, how retirement accounts and taxes interact with investing, and how to teach investing concepts responsibly (avoiding hype, speculation, and inequitable assumptions). Hands-on work emphasizes evidence-based decision-making.
- Explain core investing concepts: risk/return, volatility, diversification, compounding, inflation, and time horizon.
- Compare major investment vehicles (stocks, bonds, mutual funds/ETFs, target-date funds) and identify appropriate use cases.
- Evaluate the impact of costs (expense ratios, loads, advisory fees) and taxes on long-term returns using calculators/tools.
- Describe retirement systems and accounts (pensions, 401(k)/403(b), IRA, Roth) and apply contribution and match logic.
- Construct and justify a simple diversified portfolio aligned to a learner profile and constraints; propose a rebalancing plan.
- Teach investing and wealth-building concepts with age-appropriate simulations